On Thursday, dozens of homeowners and supporters joined Betty Badro in confronting Wells Fargo CEO John Stumpf at a banker's conference on the day before her home of 19 years is scheduled to be foreclosed. Ms. Badro, who has worked for the State of California for 22 years, attempted to deliver a personal check to Wells Fargo CEO John Stumpf while he was giving a keynote address at the American Banker Retail Lending Conference at a luxury beach resort hotel in Carlsbad, California.

Betty has spent months attempting to get Wells Fargo to consider her for a loan modification. Betty lives with her disabled brother and one of her two children, and suffered recent financial setbacks due to state furloughs and personal health issues. Her finances have now recovered, a HUD-certified housing counselor has reviewed her case, and believes that Ms. Badro qualifies for a loan modification.

Ms. Badro took the stage, shook hands with Mr. Stumpf, and proceeded to explain that his bank was poised to take her home the next day. She told Mr. Stumpf that she can afford the mortgage and had a check in hand that she was asking him to accept. Not saying another word, Mr. Stumpf turned his back on Ms. Badro and left the stage. As presumably other bankers attending the conference attempted to restrain Badro while calling for "security," she bravely stands her ground and insists on telling the crowd her story.

Then the entire group of fifty homeowners took over the stage and made a presentation outlining how Wells Fargo has failed the community and the changes that Wells Fargo should make in their foreclosure practices.

"I've been working hard all my life," says Betty Bardo, member of ACCE. "I have income, I want to pay my mortgage, I just want a modification with principal reduction so that I can stay in my home. It is everything to me. John Stumpf and Wells Fargo are raking in money - they just had their most profitable year ever - but they're profiting off the homes and livelihoods of American families."

The event was organized by the ACCE Home Defenders League; and included the Alliance of Californians for Community Empowerment (ACCE), the Home Defenders League, and Occupy Fights Foreclosures.

UPDATE: Betty Badro's foreclosure was notified after the action that today that her foreclosure has been postponed indefinitely.

Steve: “It’s fraud. It’s clearly fraud. If I did that to anyone else, I’d be in jail.”

From "100 Stories of What Wall Street Broke," here is Steve's story:

When the economy crashed and his business slowed down, Wells Fargo offered to modify Steve’s loan to lower his payments. After making a series of trial payments, Wells Fargo notified Steve that his modification was on the way.

A few days later he received a letter stating that his modification had been denied. The Wells Fargo representative he spoke with reassured him that they had made a mistake and that he should keep making the payments, which he did for seven months.

Steve then started to receive foreclosure notices. Again, the bank representative assured him that the notices had been sent in error.

Then Steve checked his credit. Wells Fargo had reported him delinquent on his mortgage for the last six months. The reduced payments that Steve had agreed to pay for the previous months had been put into a separate trust by Wells Fargo, and they had not gone towards his mortgage.

Steve took the case to court but lost despite mountains of evidence in his favor. He lost his home and his business.

Steve is fighting back with the help of the Colorado Progressive Coalition.

"100 Stories of What Wall Street Broke" is a project created by the Home Defender's League, which is collecting first-person accounts from homeowners around the country. Homeowners can submit their own stories here.

The Home Defenders League is a national movement of underwater homeowners and their allies "Fighting Wall Street to get back what Wall Street stole from us and for a stronger economy for all of us."