Go Home

Susie Madrak's blog

Gun Liability Insurance Now Proposed In At Least Six States

When I first suggested this a few years ago, a lot of people thought I was cuckoo. But it seems like gun liability insurance is an idea whose time has finally come. And what's not to like for politicians? After all, free market! Insurance donors! One of the points raised in this article is that insurance would not cover willful acts, but that's not true in the case of a minor child. Lots of ways for the underwriters to fine tune it, too. (For instance, a willful act by a family member with known mental illness.) I hope this becomes reality, because so far, gun owners have rarely suffered any financial consequences for their carelessness or negligence:

Both sides in a nation sharply divided over guns seem to agree on at least one thing: a bigger role for the insurance industry in a heavily armed society. But just what that role should be, and whether insurers will choose to accept it, are much in dispute.

Lawmakers in at least half a dozen states, including California, Connecticut, Maryland, Massachusetts, New York and Pennsylvania, have proposed legislation this year that would require gun owners to buy liability insurance — much as car owners are required to buy auto insurance. Doing so would give a financial incentive for safe behavior, they hope, as people with less dangerous weapons or safety locks could qualify for lower rates.

“I believe that if we get the private sector and insurance companies involved in gun safety, we can help prevent a number of gun tragedies every year,” said David P. Linsky, a Democratic state representative in Massachusetts who wants to require gun owners to buy insurance. He believes it will encourage more responsible behavior and therefore reduce accidental shootings. “Insurance companies are very good at evaluating risk factors and setting their premiums appropriately,” he added.

Groups representing gun owners oppose efforts to make insurance mandatory, arguing that law-abiding people should not be forced to buy insurance to exercise their constitutional right to bear arms. But some groups, including the National Rifle Association, endorse voluntary liability policies for their members. And as several states pass laws making it easier for people to carry concealed weapons and use them for self-defense, some gun groups are now selling policies to cover some of the legal costs stemming from self-defense shootings.

Continue reading »



30 Arrests at #OccupyNashville - Judge Lets Them Go

UPDATE: The judge ordered them released, and chided the governor's office for "deciding which protestors" are allowed on public land.

These sure are some dangerous hippies. Not only do they get thrown off public land, guards have to be posted to make sure they don't come back:

NASHVILLE, Tenn. - Authorities in Tennessee made about 30 arrests early Friday at the site where a few dozen Wall Street protesters have been encamped for about three weeks in Nashville, protesters said.

Authorities began moving in a little after 3 a.m. using a newly enacted state policy that set a curfew for the grounds near the state Capitol, including Legislative Plaza where the protesters had been staying in tents. The state's new rules specifically banned "overnight occupancy" at the public space and require permits and use fees for rallies.

But later in the morning, Jeff Blum of the Davidson County Sheriff's Office said the protesters were being released after a night court judge wouldn't sign the warrants. He didn't elaborate on the judge's refusal.

Protester Steve Reiter, who works closely with the group's legal team, said there were apparently problems with how the protesters were taken into custody, particularly concerning being given proper notice. Reiter said their release is a victory for Occupy Nashville.

Katy Savage, another of the protesters, said she peeked out of her tent around 3 a.m. and saw that the camp was surrounded by state troopers.

"I was grabbing our stuff to try to get it off the area," she said.

Savage said people who had already decided they would get arrested sat down together and began singing "We Shall Overcome" as troopers took them, dragging some to waiting buses.

About 20 protesters, who remained on a sidewalk, were not arrested and were still there later in the morning. All the tents had been removed from the plaza and state workers could be seen picking up items left by the protesters. Several state troopers stood guard at the steps to the Capitol.



Scott Olsen Is Awake And Waiting For Brain Surgery

We support the troops for protecting our freedoms, and then we break their heads for actually using them? Iraq war vet Scott Olsen, a Wisconsin native, faces brain surgery as the result of injuries incurred by police actions in Oakland this week:

Scott Olsen, the Iraq war veteran who suffered serious head injuries after being hit by a projectile fired by police during the Occupy Oakland protests, has woken up and is lucid as he awaits surgery, hospital officials and family members have said.

Olsen, a 24-year-old former US Marine, was struck in the head during anti-Wall Street protests on Tuesday night. He has been upgraded from critical to fair condition.

Olsen "responded with a very large smile" to a visit from his parents, Highland General hospital spokesman Warren Lyons said. "He's able to understand what's going on. He's able to write and hear but has a little difficulty with his speech," Lyons said.

Doctors had not operated on Olsen yet and were waiting to see if swelling in his brain eased, Lyons said.

Olsen's aunt, Kathy Pacconi, told Reuters in an email that her nephew was showing signs of improvement.

Olsen, 24, has become a figurehead of the Occupy Wall Street movement and Oakland organisers have said they will stage a general strike over what a spokeswoman called the "brutal and vicious" treatment of protesters, including the former Marine.

Oakland's police chief, Howard Jordan, has promised a vigorous investigation into the incident which has provoked heavy criticism across the US, sparking solidarity marches in dozens of Occupy camps in the country.